These Terms of Service (“Terms”) govern your access to and use of the website and services (the “Website”) provided by Bulat Financial (“we,” “us,” or “our”). These Terms apply only to users located in the United States.
By accessing or using the Website or services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, do not use our Website or services.
1. ACCEPTANCE OF TERMS
By using the Website or services, you accept and agree to be bound by these Terms and all applicable policies referenced herein, including our Privacy Policy.
2. Age restriction (18+)
To use the Website or services, you must be at least 18 years old and have the legal capacity to enter into a binding contract. If you are under 18, parental or guardian consent is required.
3. SERVICES PROVIDED
We provide financial serivces. You agree to use the Website and services only for lawful purposes and in compliance with these Terms and applicable laws.
4. ACCOUNT REGISTRATION
Certain features may require account registration. You agree to provide accurate and complete information and maintain the confidentiality of your account credentials. You are responsible for all activity under your account.
5. USER OBLIGATIONS AND RESTRICTIONS
You agree not to:
- Use the Website for unlawful purposes
- Harm, disrupt, or interfere with the Website or services
- Violate applicable laws or third-party rights
- Use automated systems without prior permission
- Attempt unauthorized access to systems or data
6. PAYMENT AND BILLING
If you purchase paid services or any of our products, you agree to provide accurate billing information. Payments will be processed according to pricing and terms displayed at checkout. You authorize us or our payment processor to charge your payment method.
7. CONTENT OWNERSHIP
All Website content is owned by Bulat Financial or its licensors and protected by U.S. intellectual property laws. Unauthorized copying, modification, or distribution is prohibited.
8. THIRD-PARTY LINKS
The Website may contain links to third-party websites or services. We are not responsible for third-party content, privacy practices, or activities.
9. PRIVACY POLICY
Your use of the Website and services is governed by our Privacy Policy https://bulatfinancial.com/privacy .
10. TERMINATION
We may suspend or terminate your access to the Website or services at any time if we believe you violated these Terms or engaged in harmful or unlawful conduct. Upon termination, you must stop using the Website and services.
11. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Bulat Financial will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the Website or services.
12. INDEMNIFICATION
You agree to indemnify and hold harmless Bulat Financial, its employees, affiliates, and partners from claims, damages, liabilities, and expenses arising from your use of the Website or violation of these Terms.
13. GOVERNING LAW
These Terms are governed by the laws of the State of Wisconsin, without regard to conflict-of-law principles. Any legal action shall be brought exclusively in the courts located in Wisconsin at United States.
14. CHANGES TO TERMS
We reserve the right to modify or update these Terms at any time. Changes will be posted with an updated Effective Date. Continued use of the Website or services constitutes acceptance of the updated Terms.
15. SMS MESSAGING AND MOBILE INFORMATION
In Short: If you opt in to receive SMS messages from us, we may send you service-related and promotional text messages. You may opt out at any time.
Opt-In Process
When you provide your mobile phone number through a website form and affirmatively check the SMS consent checkbox, you provide express written consent to receive recurring automated and non-automated text messages from Bulat Financial.
The SMS opt-in checkbox is not pre-checked and requires affirmative action by the user.
By checking the box, you agree to receive text messages regarding:
Appointment confirmations and reminders
Service updates
Customer support communications
Promotional offers and marketing messages
Business-related notifications
Consent is not a condition of purchase.
Message Frequency
Message frequency may vary depending on your interaction with our Services. You may receive multiple messages per month depending on appointments, promotions, or service updates.
Message and Data Rates
Message and data rates may apply depending on your mobile carrier plan.
Opt-Out Instructions
You may opt out at any time by replying "STOP".
After you send "STOP," you may receive a one-time confirmation message confirming your opt-out status. You will no longer receive SMS messages unless you re-subscribe.
Help Instructions
For assistance, reply "HELP" or contact us at [email protected].
Supported Carriers
Our SMS program is supported by most major US carriers. However, delivery is not guaranteed and may be subject to carrier limitations.
Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
Data Collection and Use for SMS
When you opt in to SMS communications, we may collect:
Your mobile phone number
Date, time, and method of opt-in
IP address and form submission metadata (where applicable)
Messaging interaction history
This information is used to:
Maintain proof of consent
Deliver SMS communications
Ensure compliance with applicable laws and carrier regulations
We maintain records of consent in accordance with TCPA and A2P 10DLC compliance requirements.
Data Sharing Restrictions
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent will not be sold, rented, or shared with any third parties except vendors or service providers strictly necessary to deliver SMS services (such as messaging platforms), who are contractually obligated to protect your information and use it only for operational purposes.
15. CONTACT US
Bulat Financial
Email: [email protected]
Website: https://bulatfinancial.com